具體操作步驟如下：
壹、下載電腦版“千牛”客戶端，登錄商家號。
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二、登陸後在左側操作欄，找到“淘寶服務”。
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三、選擇“消費者保障協議”。
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四、點擊右方的保證金“管理”。
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五、點擊“申請退出”，便可將保證金退還至商家支付寶賬號。
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